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Walmart Guarantees Lowest Prices This Christmas

Here’s another money-saving tip for pastors: Save money and time this Christmas by shopping at Walmart.

This week Walmart launched its new Christmas Price Guarantee, valid on purchases Nov. 1-Dec. 25. With this guarantee, if you bought an item at Walmart anytime between Nov. 1 and Dec. 25, and then found that same item advertised for less at another local store, Walmart will give you a gift card for the difference through Dec. 25.Christmas Price

To get this gift card you will need to bring in your original Walmart cash register receipt and the local competitor’s current printed ad to Walmart’s Customer Service desk through Dec. 25. Once validated, a gift card for the difference will be issued. Items placed on layaway will also be eligible for the Christmas Price Guarantee.

“The greatest gift we can give our customers this holiday is great low prices on the things they want most,” Duncan Mac Naughton, Walmart’s chief merchandising officer, said in a release. “Walmart is easing shopping stress this Christmas by allowing customers to shop when and how they want, all while guaranteeing low prices through the entire holiday season.”

The fine print: Walmart’s Christmas Price Guarantee excludes Black Friday ads, internet pricing, limited time or quantity offers such as six-hour sales, grocery items, non-branded items such as plants, tobacco, firearms, gasoline, tires, prescription drugs, optical, and wireless products that require a service agreement.…

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Get a $25 Restaurant Gift Card for Only $2.00

CouponHere’s a great deal for pastors or anyone looking to save money on eating out…and it’s just in time for Valentine’s Day!

Restaurant.com is offering 80% off a $25 restaurant gift card.  To get the discount, you need to use the promo code “MEAL” at the checkout.

Restaurant.com offers discounted gift cards that are good at 15,000 restaurants across the United States.  To get yours, click the ad below, or go to www.restaurant.com.…

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How to Save on Eating Out

Save money eat out

If you’ve been a pastor for any length of time, you know that the easiest way to save on eating out is to get a member of your congregation to take your family out to dinner!

But if that’s not happening as often as you’d like (no matter how much you hint at it from the pulpit), there are other great ways to eat out and have fun for less.

1.  The Entertainment book – This is just about the best coupon book around. There are over 160 local Entertainment editions, covering every major city throughout North America. You pay a nominal charge to buy the Entertainment book, then have access to hundreds of discounts on hotels, restaurants, local attractions, travel, groceries and more!

2. The Good Ole Phone Book – Many phone books have a coupon section where local restaurants and businesses provide special offers.  Also, check the Yellow Pages section where the restaurants might offer a special deal right in their ad.

3. Online Coupons and Offers – A lot of restaurants offer coupons and discounts on their website.  Some may make you register for the deals, which they will send you by email.  Others just offer the discounts on their webpage for you to print and use whenever you want.

4.  Groupon – Groupon features a daily online deal on the best stuff to do, see, eat, and buy in a variety of cities across the United States (and now Groupon is in Canada).  Here’s how it works:

  • Each day they feature something cool to do at an unbeatable price.
  • You only get it if enough people join that day… so invite your friends!
  • Check back the next day for another awesome Groupon!

5. Restaurant VIP cards/clubs – Many restaurants offer special deals and rewards to their customers based on how often you go or how much you spend.  Sign up for the VIP club at your favorite restaurants, and start earning your discounts and deals.

6. Gift Card Kickbacks – During Christmas, Mothers Day, and Fathers Day, many restaurants and businesses offer kickback deals on gift certificates or gift cards that you buy to give as a gift.  For example, at some restaurants, if you buy a $25 gift card, they’ll give you a $5 or $10 certificate for to use on yourself.

7.  Restaurant.com – Restaurant.com offers a national directory of more than 15,000 restaurants and a number of exclusive online merchants. You can search by state, city, neighborhood, zip code and cuisine type to find the perfect restaurant and gift certificates for savings. $25 restaurant gift certificates are offered at a purchase price of only $10!

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Don’t Presume Upon the Future

I’m amazed at how much the Bible has to say about money – especially in the book of Proverbs.

This week in my Bible reading, I read Proverbs 1:20-33 – a passage that speaks to the wise and unwise choices people make every day with regard to money:

Out in the open wisdom calls aloud, she raises her voice in the public square; on top of the wall she cries out, at the city gate she makes her speech:

“How long will you who are simple love your simple ways? How long will mockers delight in mockery and fools hate knowledge? Repent at my rebuke! Then I will pour out my thoughts to you, I will make known to you my teachings. But since you refuse to listen when I call and no one pays attention when I stretch out my hand, since you disregard all my advice and do not accept my rebuke, I in turn will laugh when disaster strikes you; I will mock when calamity overtakes you—when calamity overtakes you like a storm, when disaster sweeps over you like a whirlwind, when distress and trouble overwhelm you.

“Then they will call to me but I will not answer; they will look for me but will not find me, since they hated knowledge and did not choose to fear the LORD. Since they would not accept my advice and spurned my rebuke, they will eat the fruit of their ways and be filled with the fruit of their schemes. For the waywardness of the simple will kill them, and the complacency of fools will destroy them; but whoever listens to me will live in safety and be at ease, without fear of harm.”

– Proverbs 1:20-33 (NIV)

Here in this passage, Solomon gives us an interesting picture of “wisdom” having person-like qualities.  He says that wisdom shouts, cries and calls out to warn people from being simpleminded – from falling prey to bad decisions.

These simpleminded people failed to gain knowledge or heed warning signs. They ignored wise advice and rejected correction. As a result, Solomon tells us that they will face calamity and will have to eat the fruit of their choices to go their own way and ignore wisdom.

But, those who listen to wisdom will be safe.

In our current economic climate, we don’t have to look far to see the calamitous results of bad money decisions:

  • Major financial institutions have collapsed.
  • Thousands of families have lost their homes to foreclosure.
  • Millions have lost their jobs and are struggling because they didn’t have adequate savings in an emergency fund.

They presumed upon the future. And their future came crashing down.  Then they begged for someone else to bail them out.

I think these tough economic times, while certainly difficult for those who are struggling, remind us all of the importance of being financially wise, making good decisions, and not presuming upon the future.…

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